8114 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8114 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,772 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$324,518 (Jan 2022)
Tax Bill	$3,899 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0153-0041`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0153-0041`
Alternative APNs	`45-07-19-126-014.000-027` `182801530041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
Gross Area	3,960 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8114 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDIS 6TH ADD. TO MUNSTER LOT 42
Legal Subdivision	LAWRENCE MONALDIS 6TH ADD
Legal Lot Number	42
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4007
Census Tract	40401

Owner

8114 Howard Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8114 HOWARD AVE, MUNSTER, IN 46321-1835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
May 5, 2017	Affidavit of Death, Transfer MERIDIAN TITLE
May 5, 2017	Trustee's Deed, Foreclosure · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	2022504855
Prior Transfer Date	Feb 3, 2006
Prior Transfer Doc	2006010783
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 31, 2022
Property Address	8114 HOWARD AVE, MUNSTER, IN 46321-1835
Document Number	0000004855
Map Reference	MB 30 PG 82
Instrument Date	Jan 28, 2022
Instrument	2022-504855
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8114 HOWARD AVE, MUNSTER, IN 46321-1835

Mortgage

Document Number	0000004856
Date	Jan 31, 2022
Instrument	2022-504856

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	May 5, 2017
Property Address	8114 HOWARD AVE, MUNSTER, IN 46321-1835
Document Number	0000027693
Instrument Date	Apr 27, 2017
Instrument	27693
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	MERIDIAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8114 HOWARD AVE MUNSTER IN 463211835, MUNSTER, IN 46321-1835

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	May 5, 2017
Property Address	8114 HOWARD AVE, MUNSTER, IN 46321-1835
Document Number	0000027694
Map Reference	MB30 PG82
Instrument Date	Apr 27, 2017
Instrument	2017 027694
Transaction Type	Foreclosure
Record Updated	Dec 30, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8114 HOWARD AVE, MUNSTER, IN 46321-1835

Mortgage

Document Number	0000027695
Date	May 5, 2017
Instrument	2017 027695

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,500 Land $41,200 Building $270,300	$311,500 Land $41,200 Building $270,300
2024	$3,899.00
2023		$297,100 (+4.95%) Land $45,300 Building $251,800	$297,100 (+4.95%) Land $45,300 Building $251,800
2022	$3,742.00 Homeowner's exemption	$283,100 Land $45,300 Building $237,800	$283,100 Land $45,300 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8114 Howard Ave in Zone X, an area of moderate flood risk, though there have been 129 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8114 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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