8122 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8122 Howard Ave, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,418 sqft · built 1956
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$118,800 (Aug 2008)
Tax Bill$2,709 (2024)
Flood ZoneZone X (moderate risk)
APN007-18-28-0153-0039

Property Details

APN / Parcel Number

Primary APN007-18-28-0153-0039
Alternative APNs
  • 45-07-19-126-016.000-027
  • 182801530039

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,418 sqft Living Area
Gross Area3,402 sqft
1st Floor Area1,209 sqft
Basement Area984 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area315 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8122 HOWARD AVE
CityMUNSTER
StateIN
Zip46321-1835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAWRENCE MONALDIS 6TH ADD. TO MUNSTER LOT 40
Legal SubdivisionLAWRENCE MONALDIS 6TH ADD
Legal Lot Number40
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4007
Census Tract40401

Owner

8122 Howard Ave is owned and occupied by two individuals who acquired it in September 2014.

Source: Lake County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address8122 HOWARD AVE, MUNSTER, IN 46321-1835
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2008 · Amount on File
Deed SaleAug 7, 2008 · Amount on File
Deed Document Number200856138
Last Transfer DateSep 3, 2014
Transfer Doc2014066401
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$241,400 Land $41,200 Building $200,200$241,400 Land $41,200 Building $200,200
2024$2,709.00
2023$215,800 (+5.68%) Land $45,300 Building $170,500$215,800 (+5.68%) Land $45,300 Building $170,500
2022$2,663.00 Homeowner's exemption$204,200 Land $45,300 Building $158,900$204,200 Land $45,300 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8122 Howard Ave in Zone X, an area of moderate flood risk, though there have been 129 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims129 (1982–2026)
Claims Outside the SFHA8 of 129
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8122 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Howard Ave

Nearby Streets

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