Lake County property record for 8104 Howard Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,634 sqft · built 1958 |
| Lot Size | 0.175 acres (7,625 sqft) |
| Owner | Trust Name on File |
| Last Sale | $183,900 (Jan 2017) |
| Tax Bill | $3,140 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0153-0043 |
| Primary APN | 007-18-28-0153-0043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,634 sqft Living Area |
| Gross Area | 3,951 sqft |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 1,317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,625 sqft (0.175 acres) |
| Lot Dimensions | 125 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8104 HOWARD AVE |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWRENCE MONALDIS 6TH ADD. TO MUNSTER LOT 44 |
| Legal Subdivision | LAWRENCE MONALDIS 6TH ADD |
| Legal Lot Number | 44 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 40401 |
8104 Howard Ave is owner-occupied and held in a trust since January 2017.
Source: Lake County records, as of April 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8104 HOWARD AVE, MUNSTER, IN 46321-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on File |
| Deed Sale | Jan 25, 2017 · Amount on File |
| Deed Document Number | 20175764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 25, 2017 |
| Property Address | 8104 HOWARD AVE, MUNSTER, IN 46321-1835 |
| Document Number | 0000005764 |
| Map Reference | MB30 PG82 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017 005764 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8104 HOWARD AVE, MUNSTER, IN 46321-1835 |
| Document Number | 0000005765 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017 005765 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273,700 Land $41,900 Building $231,800 | $273,700 Land $41,900 Building $231,800 | |
| 2024 | $3,140.00 | ||
| 2023 | $242,900 (+5.79%) Land $46,100 Building $196,800 | $242,900 (+5.79%) Land $46,100 Building $196,800 | |
| 2022 | $3,016.00 Homeowner's exemption | $229,600 Land $46,100 Building $183,500 | $229,600 Land $46,100 Building $183,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8104 Howard Ave in Zone X, an area of moderate flood risk, though there have been 129 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 129 (1982–2026) |
| Claims Outside the SFHA | 8 of 129 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8104 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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