Clay County property record for 811 Susan St, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,237 sqft · built 2010 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-914-00-05-009.00 |
| Primary APN | 07-914-00-05-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,237 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,313 sqft |
| Basement Area | 553 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 811 SUSAN ST |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEAR CREEK 4TH PLAT LT 34 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | CLEAR CREEK 4TH |
| Legal Lot Number | 34 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 21812 |
811 Susan St is owned and occupied by two individuals who acquired it in December 2024.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 811 SUSAN ST, KEARNEY, MO 64060-7965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2022 | Personal Representative Deed, Transfer · Commercial Mortgage PONY EXPRESS BANK |
| Dec 19, 2019 | Deed of Trust, Mortgage · Line of Credit PONY EXPRESS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2024 |
| Deed Sale | Dec 6, 2024 |
| Prior Sale | May 13, 2022 · Amount on File |
| Deed Document Number | 202428465 |
| Deed Book / Page | 9852 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 13, 2022 |
| Property Address | 811 SUSAN ST, KEARNEY, MO 64060-7965 |
| Document Number | 0000016051 |
| Book / Page | 9366 / 93 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022016051 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016052 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022016052 |
| Name | PONY EXPRESS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 811 SUSAN ST, KEARNEY, MO 64060-7965 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038439 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 8570/121 |
| Instrument | 2019038439 |
| Name | PONY EXPRESS BANK |
|---|---|
| Type | Bank |
| Address | LIBERTY, MO 64068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 811 Susan St was $2,934.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,934.00 | $44,840 | $236,000 |
| 2023 | $2,606.00 | $38,170 | $200,894 |
| 2019 | $2,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 811 Susan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 811 Susan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNEY PWS serves 11,500 people · EPA ID MO1010416 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Intercept Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Brightspeed, United Fiber, Verizon.
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