808 Susan St, Kearney, MO 64060 Property Records

Clay County property record for 808 Susan St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,845 sqft · built 2002
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,625 (Apr 2023)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-914-00-10-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-914-00-10-005.00`
Alternative APNs	`0791400100050001` `7914001000500` `316538`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,845 sqft Living Area
Gross Area	3,215 sqft
1st Floor Area	1,701 sqft
Basement Area	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	157 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	808 SUSAN ST
City	KEARNEY
State	MO
Zip	64060-7965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEAR CREEK 3RD PLAT LT 28
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	CLEAR CREEK 3RD
Legal Lot Number	28
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3000
Census Tract	21812

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 SUSAN ST, KEARNEY, MO 64060-7965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 11, 2023	Warranty Deed, Transfer AUSTIN TITLE, ATC
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Apr 25, 2017
Deed Document Number	20238129
Deed Book / Page	9544 / 53
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	808 SUSAN ST, KEARNEY, MO 64060-7965
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 SUSAN ST, KEARNEY, MO 64060-7965

Mortgage

Document Number	0000005133
Date	Feb 27, 2026
Book Page	10115/5
Instrument	2026005133

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	808 SUSAN ST, KEARNEY, MO 64060-7965
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	METROPOLITAN TITLE AND ESCROW COMPANY, METROPOLITAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 SUSAN ST, KEARNEY, MO 64060-7965

Mortgage

Document Number	0000008141
Date	Apr 12, 2023
Book Page	9544/65
Instrument	2023008141

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 11, 2023
Property Address	808 SUSAN ST, KEARNEY, MO 64060-7965
Document Number	0000008129
Book / Page	9544 / 53
Instrument Date	Apr 11, 2023
Instrument	2023008129
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9244 NE COUNTRY HILL PKWY, CAMERON, MO 64429-9724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 SUSAN ST, KEARNEY, MO 64060-7965

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	808 SUSAN ST, KEARNEY, MO 64060-7965
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033284
Date	Sep 11, 2020
Book Page	8797/66
Instrument	2020033284

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,162.00 (+10.08%)	$63,610 (+14.88%)	$334,789 (+14.88%)
2023	$3,781.00 (+13.54%)	$55,370	$291,421
2019	$3,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Brightspeed, United Fiber, Verizon.

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