819 Susan St, Kearney, MO 64060 Property Records

Clay County property record for 819 Susan St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,426 sqft · built 2012
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$512,050 (Apr 2026)
Tax Bill	$3,379 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-914-00-05-013.00`

Property Details

APN / Parcel Number

Primary APN	`07-914-00-05-013.00`
Alternative APNs	`0791400050130001` `7914000501300` `269129`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,426 sqft
Basement Area	603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	819 SUSAN ST
City	KEARNEY
State	MO
Zip	64060-7965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEAR CREEK 4TH PLAT LT 38
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	CLEAR CREEK 4TH
Legal Lot Number	38
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3030
Census Tract	21812

Owner

819 Susan St is owned and occupied by two individuals who bought it in April 2026.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	819 SUSAN ST, KEARNEY, MO 64060-7965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLAY COUNTY SAVINGS BANK
Apr 22, 2021	Beneficiary Deed, Transfer
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Apr 27, 2017 · Amount on File
Deed Document Number	20269988
Deed Book / Page	10148 / 124
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000017281
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 16, 2026
Property Address	819 SUSAN ST, KEARNEY, MO 64060-7965
Document Number	0000009988
Book / Page	10148 / 124
Instrument Date	Apr 3, 2026
Instrument	2026.9988
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 SUSAN ST, KEARNEY, MO 64060-7965

Mortgage

Document Number	0000010091,
Date	Apr 16, 2026
Book Page	10149/94
Instrument	2026.10091

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	819 SUSAN ST, KEARNEY, MO 64060-7965
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015870
Date	May 19, 2020
Book Page	8681/146
Instrument	2020015870

Lender

Name	CLAY COUNTY SAVINGS BANK
Type	Bank
Address	LIBERTY, MO 64068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Apr 22, 2021
Property Address	819 SUSAN ST, KEARNEY, MO 64060-7965
Document Number	0000017281
Book / Page	9032 / 116
Instrument Date	Apr 22, 2021
Instrument	2021017281
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 SUSAN ST, KEARNEY, MO 64060-7965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 HEMLOCK CT, LIBERTY, MO 64068-3723

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 27, 2017
Property Address	819 SUSAN ST, KEARNEY, MO 64060-7965
Document Number	0000013512
Book / Page	7951 / 068
Instrument Date	Apr 26, 2017
Instrument	2017013512
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 SUSAN ST, 819, KEARNEY, MO 64060-7965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 N WATER ST, LIBERTY, MO 64068-1737

Mortgage

Document Number	0000013564
Date	Apr 27, 2017
Instrument	2017013564

Lender

Name	CLAY COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,970	$289,316
2024	$3,379.00 (+0.36%)
2023	$3,367.00	$49,310	$259,526
2019	$2,963.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 819 Susan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 819 Susan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Brightspeed, United Fiber, Verizon.

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