811 Spruce St, Columbus, MS 39702 Property Records

Lowndes County property record for 811 Spruce St, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,399 sqft · built 1965
Lot Size0.275 acres (12,000 sqft)
OwnerCompany Name on File
Tax Bill$993 (2025)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone X (minimal risk)
APN62W050504700

Property Details

APN / Parcel Number

Primary APN62W050504700
Alternative APNs
  • 018248
  • 18248

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,399 sqft Adjusted Area
1st Floor Area1,209 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Account Number018248
Street Address811 SPRUCE ST
CityCOLUMBUS
StateMS
Zip39702-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description811 SPRUCE ST LOT 76
Legal Range18W
Legal Township18S
Legal Section13
Legal SubdivisionCHILCUTT 2ND EXT
Legal Lot Number76
JurisdictionLOWNDES MS
Township / Civil Division1
Census Block Group2
Census Block2001
Census Tract500

Owner

811 Spruce St is owned by a company that acquired it in September 2021.

Source: Lowndes County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing Address4780 I 55 N STE 100, 100, JACKSON, MS 39211-5583
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021
Deed SaleSep 2, 2021
Deed Document Number0020217893
Deed Book / Page2014 / 2360
Prior Transfer DateApr 23, 2014
Prior Transfer Doc244486
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address811 SPRUCE ST, COLUMBUS, MS 39702-5427
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020206256
DateMar 26, 2020
Book Page2020/6256
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 811 Spruce St was $993, up 1.2% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$993.00 (+1.22%)$6,080$40,530 Land $8,000 Building $32,530
2024$981.00 (+14.6%)
2023$856.00$5,237$34,910 Land $8,000 Building $26,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimJan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: 4-County Fiber.

Nearby Properties on Spruce St

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