806 Spruce St, Columbus, MS 39702 Property Records

Lowndes County property record for 806 Spruce St, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,320 sqft · built 1965
Lot Size	0.267 acres (11,640 sqft)
Owner	Individual Name on File
Last Sale	$84,194 (Mar 2024)
Tax Bill	$492 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62W050600800`

Property Details

APN / Parcel Number

Primary APN	`62W050600800`
Alternative APNs	`018262` `18262`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,320 sqft Adjusted Area
1st Floor Area	1,188 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	11,640 sqft (0.267 acres)
Lot Dimensions	120 ft deep x 97 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	806 SPRUCE ST
City	COLUMBUS
State	MS
Zip	39702-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	806 SPRUCE ST LOT 94 7C
Legal Range	18W
Legal Township	18S
Legal Section	26
Legal Subdivision	CHILCUTT 2ND EXT
Legal Lot Number	94
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

806 Spruce St is owned and occupied by an individual who acquired it in April 2024.

Source: Lowndes County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	806 SPRUCE ST, COLUMBUS, MS 39702-5428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK
Apr 26, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Jul 28, 2022
Deed Book / Page	2024 / 1784
Last Transfer Date	Apr 26, 2024
Transfer Doc	0020243042
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	806 SPRUCE ST, COLUMBUS, MS 39702-5428
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020244516
Date	Mar 13, 2024
Book Page	2024/4516

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 26, 2024
Property Address	806 SPRUCE ST, COLUMBUS, MS 39702-5428
Document Number	0020243042
Book / Page	2024 / 3042
Instrument Date	Apr 26, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 SPRUCE ST, COLUMBUS, MS 39702-5428

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 28, 2022
Property Address	806 SPRUCE ST, COLUMBUS, MS 39702-5428
Document Number	0020226377
Book / Page	2022 / 6377
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 CHERRY TREE DR, SCHERTZ, TX 78108-2309

Tax Assessment & Valuation

The 2025 property tax bill for 806 Spruce St was $492 with a homeowner's exemption, down 49.6% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$492.00 (-49.64%) Homeowner's exemption	$4,008	$40,080 Land $5,530 Building $34,550
2024	$977.00 (+16.73%)
2023	$837.00	$5,119	$34,120 Land $5,530 Building $28,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 806 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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