Simpson County property record for 811 Spears Ave, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,299 sqft · built 1961 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Mar 2023) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-04-033.00 |
| Primary APN | 015-00-04-033.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 811 SPEARS AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 811 SPEARS AVENUE |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970200 |
811 Spears Ave is owned and occupied by an individual who bought it in March 2023.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 811 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed, Transfer |
| Oct 6, 2021 | Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Oct 13, 2017 | Deed, Transfer · Line of Credit HANCOCK BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on File |
| Deed Sale | Mar 15, 2023 · Amount on File |
| Prior Sale | Oct 6, 2021 · Amount on File |
| Deed Document Number | 1213872 |
| Deed Book / Page | D371 / 201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 15, 2023 |
| Property Address | 811 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 00D371/201 |
| Book / Page | D371 / 201 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 1213872 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 811 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Name | Verified Name |
|---|---|
| Address | 2329 BRITTANY DR, NASHVILLE, TN 37206-1513 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 6, 2021 |
| Property Address | 811 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 00D360/245 |
| Book / Page | D360 / 245 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 1205171 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 CRESTMORE DR, FRANKLIN, KY 42134-2507 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 806 SPEARS AVE, FRANKLIN, KY 42134-1006 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 13, 2017 |
| Property Address | 811 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 00D330/533 |
| Book / Page | D330 / 533 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 1182983 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4588 MORGANTOWN RD, FRANKLIN, KY 42134-6569 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 811 SPEARS AVE, FRANKLIN, KY 42134-1005 |
| Document Number | 0001182984 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 1182984 |
| Name | HANCOCK BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 811 Spears Ave was $1,798, down 0.9% from the year before.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (-0.88%) | $205,000 (-) | $205,000 (-) |
| 2024 | $1,814.00 (+51.55%) | $205,000 (+17.14%) | $205,000 (+17.14%) |
| 2023 | $1,197.00 Homeowner's exemption | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 811 Spears Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 811 Spears Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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