808 Spears Ave, Franklin, KY 42134 Property Records

Simpson County property record for 808 Spears Ave, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1969
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,852 (Sep 2025)
Tax Bill	$594 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-00-05-004.00`

Property Details

APN / Parcel Number

Primary APN	`015-00-05-004.00`
Alternative APN	`2850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	825 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	300 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	808 SPEARS AVE
City	FRANKLIN
State	KY
Zip	42134-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	808 SPEARS AVENUE
Legal Subdivision	E S ROBEY
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1037
Census Tract	970200

Owner

Source: Simpson County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 CLEVELAND DR, BOWLING GREEN, KY 42101-8860
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST
Aug 11, 2023	Warranty Deed, Transfer EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC
Jul 29, 2019	Deed, Transfer UPLAND TITLE LLC
Jul 29, 2019	Deed, Transfer · Commercial Mortgage FIRST STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 11, 2023 · Amount on Record
Deed Document Number	20251254971
Deed Book / Page	389 / 867
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	00D389/867
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON KY
Recording Date	Sep 19, 2025
Property Address	808 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	00D389/867
Book / Page	D389 / 867
Map Reference	MB 65 PG 165
Instrument Date	Sep 9, 2025
Instrument	1254971
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 ROLLING ROAD DR, FRANKLIN, KY 42134-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	537 CLEVELAND DR, BOWLING GREEN, KY 42101-8860

Mortgage

Document Number	0001254972
Date	Sep 19, 2025
Instrument	1254972

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2045

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON KY
Recording Date	Aug 11, 2023
Property Address	808 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	00D374/299
Book / Page	D374 / 299
Map Reference	MB 65 PG 165
Instrument Date	Jul 19, 2023
Instrument	1217554
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 CLEVELAND DR, BOWLING GREEN, KY 42101-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ROLLING ROAD DR, FRANKLIN, KY 42134-2409

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 29, 2019
Property Address	808 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	D343/6
Book / Page	D343 / 6
Map Reference	DB 65 PG 165
Instrument Date	Jul 8, 2019
Instrument	1192559
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$46.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 BLACKJACK RD, 604, FRANKLIN, KY 42134-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 CLEVELAND DR, BOWLING GREEN, KY 42101-8860

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 29, 2019
Property Address	808 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	00D343/006
Book / Page	D343 / 006
Map Reference	MB 65 PG 165
Instrument Date	Jul 8, 2019
Instrument	1192559
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 BLACKJACK RD, 604, FRANKLIN, KY 42134-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 CLEVELAND DR, BOWLING GREEN, KY 42101-8860

Mortgage

Document Number	0001192560
Date	Jul 29, 2019
Instrument	1192560

Lender

Name	FIRST STATE BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$594.00 (-0.83%)	$67,764 (-)	$67,764 (-)
2024	$599.00 (-2.44%)	$67,764 (+2.67%)	$67,764 (+2.67%)
2023	$614.00 (+6.41%)	$66,000 (-)	$66,000 (-)
2022	$577.00	$66,000	$66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982)
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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