806 Spears Ave, Franklin, KY 42134 Property Records

Simpson County property record for 806 Spears Ave, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,612 sqft · built 1961
Lot Size	0.309 acres (13,500 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Sep 2023)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-00-05-003.00`

Property Details

APN / Parcel Number

Primary APN	`015-00-05-003.00`
Alternative APN	`14`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 1961
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	13,500 sqft (0.309 acres)
Lot Dimensions	100 ft deep x 135 ft wide
Porch	Porch
Porch Area	88 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	806 SPEARS AVE
City	FRANKLIN
State	KY
Zip	42134-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	806 SPEARS AVENUE
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1037
Census Tract	970200

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 SPEARS AVE, FRANKLIN, KY 42134-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Dec 21, 2022	Deed, Transfer · Commercial Mortgage AMERICAN BANK & TRUST COMPANY INC
Jul 1, 2021	Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	1218445
Deed Book / Page	D375 / 106
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Sep 13, 2023
Property Address	806 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	00D375/106
Book / Page	D375 / 106
Map Reference	MB 65 PG 165
Instrument Date	Sep 11, 2023
Instrument	1218445
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9238 POPLAE GROVE CT, ALLEN SPRINGS, KY 42122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 SPEARS AVE, FRANKLIN, KY 42134-1006

Mortgage

Document Number	0001218446
Date	Sep 13, 2023
Instrument	1218446

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Dec 21, 2022
Property Address	806 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	00D369/868
Book / Page	D369 / 868
Map Reference	MB 65 PG 165
Instrument Date	Dec 19, 2022
Instrument	1212426
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 SPEARS AVE, FRANKLIN, KY 42134-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9238 POPLAR GROVE LN, ALVATON, KY 42122-7822

Mortgage

Document Number	0001212427
Date	Dec 21, 2022
Instrument	1212427

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 19, 2027

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 1, 2021
Property Address	806 SPEARS AVE, FRANKLIN, KY 42134-1006
Document Number	00D357/770
Book / Page	D357 / 770
Map Reference	MB 65 PG 165
Instrument Date	Jun 21, 2021
Instrument	1203291
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Tax	$124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2718 UNITS RD, FRANKLIN, KY 42134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 SPEARS AVE, FRANKLIN, KY 42134-1006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (-0.84%)	$229,900 (-)	$229,900 (-)
2024	$2,034.00 (+61.94%)	$229,900 (+70.3%)	$229,900 (+70.3%)
2023	$1,256.00	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982)
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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