8109 Ranch Estates Rd, Clarkston, MI 48348 Property Records

Oakland County property record for 8109 Ranch Estates Rd, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,484 sqft · built 1989
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (May 2007)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-13-205-014`

Property Details

APN / Parcel Number

Primary APN	`J-08-13-205-014`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	1,836 sqft
Finished Basement	1,836 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Lot Area	129,373 sqft (2.97 acres)
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Slab
Porch Area	49 sqft
Deck Area	253 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8109 RANCH ESTATES RD
City	CLARKSTON
State	MI
Zip	48348-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T4N, R9E, SEC 13 CLARKSTON RANCH ESTATES NO 2 LOT 94 02/16/84 FR400005
Legal Range	9E
Legal Township	4N
Legal Section	13
Legal Subdivision	CLARKSTON RANCH ESTATES
Legal Lot Number	2,94
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1032
Census Tract	127600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8109 RANCH ESTATES RD, CLARKSTON, MI 48348-4030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2007 · Amount on Record
Deed Sale	May 16, 2007 · Amount on Record
Deed Document Number	2007115755
Deed Book / Page	39140 / 711
Last Transfer Date	Jul 1, 2015
Transfer Doc	0000143745
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8109 RANCH ESTATES RD, CLARKSTON, MI 48348-4030
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8109 RANCH ESTATES RD, CLARKSTON, MI 48348-4030

Mortgage

Document Number	0000449104
Date	Sep 23, 2022
Book Page	58139/737
Instrument	449104

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8109 RANCH ESTATES RD, CLARKSTON, MI 48348-4030
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137195
Date	Jul 15, 2020
Book Page	54500/179
Instrument	137195

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8109 RANCH ESTATES RD, CLARKSTON, MI 48348-4030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137196
Date	Jul 15, 2020
Book Page	54500/193
Instrument	137196

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,627.00 (-31.91%) Homeowner's exemption	$267,300 (+17.86%) Land $64,100 Building $203,200	$534,600 (+17.86%) Land $128,200 Building $406,400
2024	$6,795.00 (+12.04%)
2023		$226,800 Land $50,300 Building $176,500	$453,600 Land $100,600 Building $353,000
2022	$6,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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