8106 Pace's Ferry Xing, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8106 Pace's Ferry Xing, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,511 sqft · built 1995
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159J E 037`

Property Details

APN / Parcel Number

Primary APN	`159J E 037`
Alternative APN	`0000133579`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,511 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000133579
Street Address	8106 PACES FERRY XING
City	CHATTANOOGA
State	TN
Zip	37421-3269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 69 ASHLEY MILL SUB UNIT 2 PB52 PG45
Legal Subdivision	ASHLEY MILL UNIT 2
Legal Lot Number	69
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	11321

Owner

8106 Pace's Ferry Xing is owned and occupied by an individual who acquired it in September 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8106 PACES FERRY XING, CHATTANOOGA, TN 37421-3269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 6, 2014
Last Transfer Date	Sep 15, 2025
Transfer Doc	0000000217
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Sep 15, 2025
Property Address	8106 PACES FERRY XING, CHATTANOOGA, TN 37421-3269
Document Number	0000000217
Book / Page	14044 / 884
Map Reference	MB 52 PG 45
Instrument Date	Sep 9, 2025
Instrument	2025091500217
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, 1ST CHOICE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8106 PACES FERRY XING, CHATTANOOGA, TN 37421-3269

Mortgage

Document Number	0014044886
Date	Sep 15, 2025
Instrument	14044/886

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 8106 Pace's Ferry Xing was $2,239, down 3.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (-3.2%)	$147,725 (+42.87%)	$590,900 (+42.87%) Land $90,000 Building $500,900
2024	$2,313.00	$103,400 (-)	$413,600 (-) Land $55,000 Building $358,600
2023	$2,313.00	$103,400 (-)	$413,600 (-) Land $55,000 Building $358,600
2022	$2,313.00	$103,400	$413,600 Land $55,000 Building $358,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8106 Pace's Ferry Xing in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8106 Pace's Ferry Xing is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20