8103 Pace's Ferry Xing, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8103 Pace's Ferry Xing, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,783 sqft · built 2000
Lot Size	0.258 acres (11,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Sep 2015)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`159J E 042`

Property Details

APN / Parcel Number

Primary APN	`159J E 042`
Alternative APN	`0000133584`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,783 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,262 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000133584
Street Address	8103 PACES FERRY XING
City	CHATTANOOGA
State	TN
Zip	37421-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 64 ASHLEY MILL SUB UNIT 2 PB52 PG45
Legal Subdivision	ASHLEY MILL UNIT 2
Legal Lot Number	64
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	11321

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8103 PACES FERRY XING, CHATTANOOGA, TN 37421-3268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2015 · Amount on Record
Deed Sale	Sep 17, 2015 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	2015191
Deed Book / Page	10568 / 804
Prior Transfer Date	Jun 5, 2003
Prior Transfer Doc	6706668
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8103 PACES FERRY XING, CHATTANOOGA, TN 37421-3268
Document Number	0408000311
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	TITLE365-NATIONAL SOLUTIONS, TITLE365-NAT'L SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8103 PACES FERRY XING CHATTANOOGA TN 374213268, CHATTANOOGA, TN 37421-3268

Mortgage

Document Number	0408000311
Date	Apr 8, 2019
Book Page	011608/000497
Instrument	190408000311

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (-3.53%)	$127,975 (+42.39%)	$511,900 (+42.39%) Land $90,000 Building $421,900
2024	$2,010.00	$89,875 (-)	$359,500 (-) Land $55,000 Building $304,500
2023	$2,010.00	$89,875 (-)	$359,500 (-) Land $55,000 Building $304,500
2022	$2,010.00	$89,875	$359,500 Land $55,000 Building $304,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20