8205 Pace's Ferry Xing, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8205 Pace's Ferry Xing, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,243 sqft · built 1990
Lot Size	0.243 acres (10,625 sqft)
Owner	Owner Name on File
Last Sale	$326,000 (Dec 2003)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`159J E 025.33`

Property Details

APN / Parcel Number

Primary APN	`159J E 025.33`
Alternative APN	`0000128100`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,243 sqft Living Area

Exterior

Year Built	Built 1990
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,625 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000128100
Old Parcel Number	159J E 02533
Street Address	8205 PACES FERRY XING
City	CHATTANOOGA
State	TN
Zip	37421-3267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 ASHLEY MILL SUB UNIT 1 PB 43 PG 150
Legal Subdivision	ASHLEY MILL UNIT 1
Legal Lot Number	31
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	11321

Owner

The current owner of 8205 Pace's Ferry Xing bought it in December 2003.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	8205 PACES FERRY XING, CHATTANOOGA, TN 37421-3267
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2003 · Amount on File
Deed Sale	Dec 29, 2003 · Amount on File
Prior Sale	Mar 28, 2000 · Amount on File
Deed Document Number	2003122900298
Deed Book / Page	6974 / 596
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8205 PACES FERRY XING, CHATTANOOGA, TN 37421-3267
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8205 PACES FERRY XING, CHATTANOOGA, TN 37421-3267

Mortgage

Document Number	0000000159
Date	Feb 2, 2023
Book Page	13203/85
Instrument	2023020200159

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 23, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8205 Pace's Ferry Xing was $1,690, down 10.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (-10.39%)	$111,525 (+32.3%)	$446,100 (+32.3%) Land $90,000 Building $356,100
2024	$1,886.00	$84,300 (-)	$337,200 (-) Land $55,000 Building $282,200
2023	$1,886.00	$84,300 (-)	$337,200 (-) Land $55,000 Building $282,200
2022	$1,886.00	$84,300	$337,200 Land $55,000 Building $282,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8205 Pace's Ferry Xing in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8205 Pace's Ferry Xing is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20