8053 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8053 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2023)
Tax Bill	$2,725 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0152-0002`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0152-0002`
Alternative APNs	`45-07-18-378-010.000-027` `182801520002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Basement Area	1,144 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0152-0002
Old Parcel Number	182801520002
Street Address	8053 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDI'S 5TH ADD. TO MUNSTER LOT 2
Legal Subdivision	LAWRENCE MONALDIS ADD 05
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4000
Census Tract	40401

Owner

8053 Howard Ave is owned and occupied by an individual who bought it in March 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8053 HOWARD AVE, MUNSTER, IN 46321-1341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage SAYGO HOME LOANS LLC
Mar 3, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 3, 2023	Personal Representative Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Mar 3, 2023 · Amount on File
Deed Document Number	2023-506259
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8053 HOWARD AVE, MUNSTER, IN 46321-1341
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8053 HOWARD AVE, MUNSTER, IN 46321-1341

Mortgage

Document Number	0000046994
Date	Dec 4, 2025
Instrument	2025-546994

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Mar 3, 2023
Property Address	8053 HOWARD AVE, MUNSTER, IN 46321-1341
Document Number	0000006258
Map Reference	MB 30 PG 77
Instrument Date	Feb 28, 2023
Instrument	2023-506258
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Mar 3, 2023
Property Address	8053 HOWARD AVE, MUNSTER, IN 46321-1341
Document Number	0000006259
Map Reference	MB 30 PG 77
Instrument Date	Feb 28, 2023
Instrument	2023-506259
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8053 HOWARD AVE, MUNSTER, IN 46321-1341

Mortgage

Document Number	0000006260
Date	Mar 3, 2023
Instrument	2023-506260

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,700 Land $41,200 Building $231,500	$272,700 Land $41,200 Building $231,500
2024	$2,725.00
2023		$240,100 (+5.82%) Land $45,300 Building $194,800	$240,100 (+5.82%) Land $45,300 Building $194,800
2022	$2,721.00 (-4.39%)	$226,900 Land $45,300 Building $181,600	$226,900 Land $45,300 Building $181,600
2021	$2,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8053 Howard Ave in Zone X, where a levee reduces flood risk, though there have been 129 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8053 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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