810 N Main St, Stuart, IA 50250 Property Records

Guthrie County property record for 810 N Main St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 1976
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2026)
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit
APN	`0001385600`

Property Details

APN / Parcel Number

Primary APN	`0001385600`
Alternative APN	`1633154005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Composition
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	458 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 N MAIN ST
City	STUART
State	IA
Zip	50250-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 LOT 3-4 KENWTHYS NORTH BLK 10
Legal Subdivision	KENWORTHYS NORTH ADDITION
Legal Block	10
Legal Lot Number	3,4
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2006
Census Tract	950300

Owner

810 N Main St is owned and occupied by two individuals who bought it in August 2026.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 N MAIN ST, STUART, IA 50250-2049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Feb 15, 2013
Deed Document Number	20261976
Prior Transfer Date	Feb 12, 2013
Prior Transfer Doc	2013/0437
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Aug 4, 2026
Property Address	810 N MAIN ST, STUART, IA 50250-2049
Document Number	0000001976
Instrument Date	Jul 30, 2026
Instrument	20261976
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,399.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 N MAIN ST, STUART, IA 50250-2049

Mortgage

Document Number	0000001977,
Date	Aug 4, 2026
Instrument	20261977

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 30, 2066

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 810 N Main St was $4,244, up 4.8% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,300 (-) Land $24,800 Building $279,500	$304,300 (-) Land $24,800 Building $279,500
2025	$4,244.00 (+4.84%)	$304,300 Land $24,800 Building $279,500	$304,300 Land $24,800 Building $279,500
2024	$4,048.00
2023		$269,200 (+30.24%) Land $24,500 Building $244,700	$269,200 Land $24,500 Building $244,700
2022	$3,778.00 Homeowner's exemption	$206,700 Land $24,500 Building $182,200
2021			$206,700 Land $24,500 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 810 N Main St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.