720 N Main St, Stuart, IA 50250 Property Records

Guthrie County property record for 720 N Main St, Stuart, IA 50250

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,085 sqft · built 1900
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$72,000 (Oct 2014)
Tax Bill$1,156 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
+ 2 more
APN0001384200

Property Details

APN / Parcel Number

Primary APN0001384200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,085 sqft Living Area
1st Floor Area408 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address720 N MAIN ST
CitySTUART
StateIA
Zip50250-2048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description08 LOT 2 KENWTHYS NORTH BLK 08
Legal SubdivisionKENWORTHYS NORTH ADDITION
Legal Block8
Legal Lot Number2
JurisdictionGUTHRIE IA
Township / Civil DivisionSTUART
Census Block Group2
Census Block2019
Census Tract950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address720 N MAIN ST, STUART, IA 50250-2048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CHOICE CU
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CHOICE CU
Jun 23, 2017Deed of Trust, Mortgage
COMMUNITY CHOICE CU
Sep 29, 2017Deed of Trust, Mortgage
COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2014 · Amount on Record
Deed SaleOct 17, 2014 · Amount on Record
Prior SaleMay 13, 2008 · Amount on Record
Deed Document Number20142364
Deed Book / Page2014 / 2364
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address720 N MAIN ST, STUART, IA 50250-2048
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020212202
DateJul 14, 2021
Instrument2021-2202
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 28, 2036
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address720 N MAIN ST, STUART, IA 50250-2048
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020201276
DateMay 29, 2020
Instrument2020-1276
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 15, 2030
Interest
Rate TypeFixed Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address720 N MAIN ST, STUART, IA 50250-2048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/1476
DateJun 23, 2017
Book Page2017/1476
Instrument2017-1476
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
AmountAmount Recorded
Term120 Months
DueJun 6, 2027

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address720 N MAIN ST, STUART, IA 50250-2048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/2354
DateSep 29, 2017
Book Page2017/2354
Instrument2017-2354
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
AmountAmount Recorded
Term181 Months
DueOct 15, 2032

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyGuthrie County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,000 (-) Land $13,800 Building $94,200$108,000 (-) Land $13,800 Building $94,200
2025$1,156.00 (-10.66%) Homeowner's exemption$108,000 (+14.41%) Land $13,800 Building $94,200$108,000 (+14.41%) Land $13,800 Building $94,200
2024$1,294.00 (+3.03%)
2023$94,400 (+22.76%) Land $10,700 Building $83,700$94,400 (+22.76%) Land $10,700 Building $83,700
2022$1,256.00 Homeowner's exemption$76,900 Land $10,700 Building $66,200
2021$76,900 Land $10,700 Building $66,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART WATER SUPPLY
serves 1,814 people · EPA ID IA0180001
Water SourcePurchased surface water from XENIA RWD (DES MOINES)
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
CenturyLink
DSL
140 / 20

May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.

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Nearby Streets

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