907 N Main St, Stuart, IA 50250 Property Records

Guthrie County property record for 907 N Main St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,680 sqft · built 1993
Lot Size	4.56 acres (198,633 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Transfer
APN	`0001339500`

Property Details

APN / Parcel Number

Primary APN	`0001339500`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	198,633 sqft (4.56 acres)
Deck Area	312 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	907 N MAIN ST
City	STUART
State	IA
Zip	50250-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 78 30 N 399' OF E 520'7' SW NW & PARCEL B
Legal Range	30W
Legal Township	78N
Legal Section	33
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2017
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 N MAIN ST, STUART, IA 50250-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Jan 5, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 5, 2023
Transfer Doc	0020230030
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	907 N MAIN ST, STUART, IA 50250-2050
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213436
Date	Oct 29, 2021
Instrument	2021-3436

Lender

Name	MISSION LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GUTHRIE IA
Recording Date	Jan 5, 2023
Property Address	907 N MAIN ST, STUART, IA 50250-2050
Document Number	0020230030
Map Reference	BK H PG 647
Instrument Date	Jan 5, 2023
Instrument	2023-0030
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 N MAIN ST, STUART, IA 50250-2050

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,400 (-) Land $59,900 Building $243,500	$303,400 (-) Land $59,900 Building $243,500
2025	$4,372.00 (+19.13%) Homeowner's exemption	$303,400 (+27.16%) Land $59,900 Building $243,500	$303,400 (+27.16%) Land $59,900 Building $243,500
2024	$3,670.00 (+8%)
2023		$238,600 (+29.82%) Land $21,100 Building $217,500	$238,600 (+29.82%) Land $21,100 Building $217,500
2022	$3,398.00 Homeowner's exemption	$183,800 Land $21,100 Building $162,700
2021			$183,800 Land $21,100 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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