810 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 810 E Lake St, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.314 acres (13,714 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,313 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-050`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-050`

Exterior

Lot Area	13,714 sqft (0.314 acres)

Location & Zoning

Street Address	810 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAW & MCMILLAN'S 3RD ADD. LOTS 9 & 10 BLK 5 SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW & MCMILLANS THIRD ADDITION
Legal Block	5
Legal Lot Number	9-10
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

Source: Emmet County records · APN 52-19-05-126-050

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 HILLCREST CIR, PARIS, TN 38242-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jan 15, 2018	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
Aug 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2025
Deed Sale	Aug 11, 2025
Prior Sale	Jun 04, 2025
Deed Document Number	20255222021
Deed Book / Page	1268 / 991
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	1075000079
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	810 E LAKE ST, PETOSKEY, MI 49770-2527
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001205/0000000989
Date	Aug 22, 2018
Book Page	0000001205/0000000989
Instrument	000005158884

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 01, 2025
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	810 E LAKE ST, PETOSKEY, MI 49770-2527
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 E LAKE ST, PETOSKEY, MI 49770-2527

Mortgage

Document Number	0000001220/0000000139
Date	Mar 19, 2020
Book Page	0000001220/0000000139
Instrument	5173082

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	810 E LAKE ST, PETOSKEY, MI 49770-2527
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1200/0682
Date	Jan 15, 2018
Book Page	1200/0682
Instrument	5153581

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 22, 2018
Property Address	810 E LAKE ST, PETOSKEY, MI 49770-2527
Document Number	1205/988
Book / Page	1205 / 988
Instrument Date	Aug 20, 2018
Instrument	000005158883
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 GREEN HOLLOW RD SW, PATASKALA, OH 43062-9706

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,700 (+54.57%) Land $480,700	$961,400 (+54.57%) Land $961,400
2024	$8,313.00
2023		$311,000 Land $311,000	$622,000 Land $622,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 416 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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