Emmet County property record for 815 E Lake St, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.154 acres (6,735 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,625 (2024) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-126-031 |
| Primary APN | 52-19-05-126-031 |
|---|
| Lot Area | 6,735 sqft (0.154 acres) |
|---|
| Street Address | 815 E LAKE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHAW & MCMILLAN'S 3RD ADD. LOT 4 BLK 6. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | SHAW MCMILLANS 3RD ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-126-031
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 02, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Sep 29, 2023 | Warranty Deed, Transfer |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Feb 08, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| Aug 13, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| Dec 27, 2017 | Warranty Deed, Transfer CHEMICAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2023 |
| Transfer Doc | 001255/103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Document Number | 0000001259/0000000387 |
|---|---|
| Date | May 02, 2024 |
| Book Page | 0000001259/0000000387 |
| Instrument | 5212396 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Document Number | 001255/103 |
| Book / Page | 1255 / 103 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 5208093 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Document Number | 0000001231/0000000454 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 0000001231/0000000454 |
| Instrument | 5184420 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001201/0000000177 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 0000001201/0000000177 |
| Instrument | 000005154075 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001205/0000000755 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 0000001205/0000000755 |
| Instrument | 000005158650 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 27, 2017 |
| Property Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Document Number | 1200/0332 |
| Book / Page | 1200 / 0332 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 5153214 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 E LAKE ST, 815, PETOSKEY, MI 49770-2526 |
| Name | Verified Name |
|---|---|
| Address | 815 E LAKE ST, PETOSKEY, MI 49770-2526 |
| Document Number | 1200/0333 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 1200/0333 |
| Instrument | 5153215 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,400 (+29.98%) Land $219,400 | $438,800 (+29.98%) Land $438,800 | |
| 2025 | $168,800 (+21.53%) Land $168,800 | $337,600 (+21.53%) Land $337,600 | |
| 2024 | $3,625.00 | ||
| 2023 | $138,900 Land $138,900 | $277,800 Land $277,800 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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