722 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 722 E Lake St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.281 acres (12,269 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Sep 2010)
Tax Bill	$4,180 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-048`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,026 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	854 sqft
Unfinished Basement	854 sqft

Exterior

Lot Area	12,269 sqft (0.281 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	722 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	SHAW & MCMILLANS 3RD ADD. LOT 9 & E 1/2 OF LOT 8 BLK 4 SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW AND MCMILLANS THIRD ADDITION
Legal Block	4
Legal Lot Number	8-9
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2002
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	722 E LAKE ST, PETOSKEY, MI 49770-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Jul 18, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2010 · Amount on Record
Deed Sale	Sep 27, 2010 · Amount on Record
Deed Book / Page	1127 / 630
Last Transfer Date	Jul 17, 2019
Transfer Doc	1213/562
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	722 E LAKE ST, PETOSKEY, MI 49770-2525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 E LAKE ST, PETOSKEY, MI 49770-2525

Mortgage

Document Number	0000001221/0000000090
Date	Apr 24, 2020
Book Page	0000001221/0000000090
Instrument	5174033

Lender

Name	CHEMICAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 18, 2019
Property Address	722 E LAKE ST, PETOSKEY, MI 49770-2525
Document Number	1213/562
Book / Page	1213 / 562
Instrument Date	Jul 17, 2019
Instrument	5166482
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722E LAKE ST, PETOSKEY, MI 49770

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,100 (+27.64%) Land $325,100	$650,200 (+27.64%) Land $650,200
2025		$254,700 (+21.58%) Land $254,700	$509,400 (+21.58%) Land $509,400
2024	$4,180.00
2023		$209,500 Land $209,500	$419,000 Land $419,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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