810 Dow Ave, Geneva, IL 60134 Property Records

Kane County property record for 810 Dow Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1872
Lot Size	0.228 acres (9,953 sqft)
Owner	2 Company Names on Record
Last Sale	$1,150,000 (Jul 2026)
Tax Bill	$20,610 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jul 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-176-018`

Property Details

APN / Parcel Number

Primary APN	`12-10-176-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,767 sqft Living Area
Gross Area	2,691 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Lot Area	9,953 sqft (0.228 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	810 DOW AVE
City	GENEVA
State	IL
Zip	60134-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARGOS SUB BLK2 L23&24 & N25L25-30
Legal Subdivision	FARGOS
Legal Block	2
Legal Lot Number	23-30
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2063
Census Tract	852608

Owner

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	810 DOW AVE, GENEVA, IL 60134-3028
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Mar 18, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Sep 7, 2018	Loan Modification, Mortgage CIBC BK USA
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATEBANK & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	202628545
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000041395
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 24, 2026
Property Address	810 DOW AVE, GENEVA, IL 60134-3028
Document Number	0000041395
Instrument Date	Sep 23, 2026
Instrument	202641395
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	810 DOW AVE, GENEVA, IL 60134-3028

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 7, 2026
Property Address	810 DOW AVE, GENEVA, IL 60134-3028
Document Number	0000028545
Instrument Date	Jun 29, 2026
Instrument	202628545
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$174,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 DOW AVE, GENEVA, IL 60134-3028

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	810 DOW AVE, GENEVA, IL 60134-3028
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038830
Date	May 19, 2021
Instrument	2021K038830

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2020
Property Address	810 DOW AVE, GENEVA, IL 60134-3028
Document Number	0000013955
Instrument Date	Mar 4, 2020
Instrument	13955
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	865 ISLAND CLUB LN VERO BEACH FL 329635512, VERO BEACH, FL 32963-5512

Mortgage

Document Number	13956
Date	Mar 18, 2020
Instrument	13956

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	810 DOW AVE, GENEVA, IL 60134-3028
Document Number	0000046377
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 DOW AVE GENEVA IL 601343028, GENEVA, IL 60134-3028

Mortgage

Document Number	0000046377
Date	Sep 21, 2018
Instrument	46377

Lender

Name	CIBC BK USA
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	810 DOW AVE, GENEVA, IL 60134-3028
Document Number	0000026355
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 DOW AVE GENEVA IL 601343028, GENEVA, IL 60134-3028

Mortgage

Document Number	0000026355
Date	Jun 6, 2018
Instrument	26355

Lender

Name	PRIVATEBANK & TR
Type	Funding / Finance Company
Address	ST CHARLES, IL 60174

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,610.00 (+14.41%) Homeowner's exemption Senior Citizen's exemption	$301,361 (+8.5%) Land $38,347 Building $263,014	$904,445 (+8.5%) Land $115,087 Building $789,358
2024	$18,014.00 (+10.01%)	$277,752 (+18.38%) Land $35,343 Building $242,409	$833,589 (+18.43%) Land $106,071 Building $727,518
2022	$16,375.00 (+3.61%) Disabled Person's exemption Veteran's exemption	$234,624 (+3.86%) Land $29,855 Building $204,769	$703,872 (+3.86%) Land $89,565 Building $614,307
2021	$15,805.00 Disabled Person's exemption Veteran's exemption	$225,904 Land $28,745 Building $197,159	$677,712 Land $86,235 Building $591,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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