Osceola County property record for 810 Connecticut Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 910 sqft · built 1940 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Dec 2024) |
| Tax Bill | $2,570 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0099-0050 |
| Primary APN | 01-26-30-0001-0099-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Gross Area | 1,010 sqft |
| 1st Floor Area | 420 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 0.5 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|
| Street Address | 810 CONNECTICUT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 99 LOTS 5 & 6 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 99 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43400 |
Source: Osceola County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 810 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Mar 30, 2020 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on Record |
| Deed Sale | Dec 16, 2024 · Amount on Record |
| Prior Sale | Dec 6, 2021 · Amount on Record |
| Deed Document Number | 2024157738 |
| Deed Book / Page | 6710 / 2900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 6, 2021 |
| Property Address | 810 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237 |
| Document Number | 0061001808 |
| Book / Page | 6100 / 1808 |
| Map Reference | MB B PG 33 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2021187254 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1752 S CHICAGO AVE, 1752, FREEPORT, IL 61032-6806 |
| Name | Verified Name |
|---|---|
| Address | 10135 RIDGEBLOOM AVE, ORLANDO, FL 32829-7721 |
| Document Number | 0061001809 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 6100/1809 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 810 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237 |
| Document Number | 0057002448 |
| Book / Page | 005700 / 002448 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 44562 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 CONNECTICUT AVE ST CLOUD FL 347693237, ST CLOUD, FL 34769-3237 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,570.00 (+19.37%) | $186,500 (+48.37%) Land $46,800 Building $139,700 | $186,500 (+48.37%) Land $46,800 Building $139,700 |
| 2023 | $2,153.00 (+12.49%) | $125,700 (+18.58%) Land $42,500 Building $83,200 | $125,700 (+18.58%) Land $42,500 Building $83,200 |
| 2022 | $1,914.00 | $106,000 Land $35,100 Building $70,900 | $106,000 Land $35,100 Building $70,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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