Osceola County property record for 716 Connecticut Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1915 |
| Lot Size | 0.189 acres (8,232 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (May 2023) |
| Tax Bill | $2,923 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0076-0080 |
| Primary APN | 01-26-30-0001-0076-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 941 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,232 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 189 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 716 CONNECTICUT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 76 S 10 FT LOT 8 ALL LOTS 9 & N 20 FT OF LOT 10 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 76 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 43400 |
Source: Osceola County assessment roll, APN 01-26-30-0001-0076-0080, as of November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 02, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 01, 2017 | Deed of Trust, Mortgage SUCCESS MTG PTRS |
| Sep 29, 2017 | Grant Deed ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2023 · Amount on Record |
| Deed Sale | May 02, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2022 · Amount on Record |
| Deed Document Number | 202354011 |
| Deed Book / Page | 6398 / 1252 |
| Prior Transfer Date | Aug 21, 2013 |
| Prior Transfer Doc | 0044951435 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2023 |
| Property Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Document Number | 0063981252 |
| Book / Page | 6398 / 1252 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023054011 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1747 SAINT TROPEZ CT, KISSIMMEE, FL 34744-3990 |
| Name | Verified Name |
|---|---|
| Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Document Number | 0063981254 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 6398/1254 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 30, 2022 |
| Property Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Document Number | 0062771050 |
| Book / Page | 6277 / 1050 |
| Map Reference | MB B PG 33 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022132319 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Document Number | 0062771052 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 6277/1052 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Document Number | 0052151980 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8032 47TH AVE #2F ELMHURST NY 113733548, 2F, ELMHURST, NY 11373-3548 |
| Document Number | 0052151980 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 005215/001980 |
| Instrument | 138987 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 29, 2017 |
| Property Address | 716 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3235 |
| Document Number | 0052151974 |
| Book / Page | 005215 / 001974 |
| Instrument Date | Aug 01, 2017 |
| Instrument | 138985 |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 716 CONNECTICUT AVE ST CLOUD FL 347693235, ST CLOUD, FL 34769-3235 |
Source: Osceola County assessment roll as of November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,923.00 (+1.81%) Homeowner's exemption | $206,200 (+9.8%) Land $46,800 Building $159,400 | $206,200 (+9.8%) Land $46,800 Building $159,400 |
| 2024 | $2,871.00 (+9.45%) | ||
| 2023 | $2,623.00 (+2.18%) Homeowner's exemption | $187,800 (+12.73%) Land $42,500 Building $145,300 | $187,800 (+12.73%) Land $42,500 Building $145,300 |
| 2022 | $2,567.00 | $166,600 Land $38,200 Building $128,400 | $166,600 Land $38,200 Building $128,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 439 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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