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804 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 804 Connecticut Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1920
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$108,000 (May 2009)
Tax Bill$467 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN77407

Property Details

APN / Parcel Number

Primary APN77407
Alternative APN
  • 012630000100990030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,150 sqft Heated Area
Gross Area1,694 sqft
1st Floor Area988 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1982
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached - Unfinished
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area370 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number77407
Street Address804 CONNECTICUT AVE
CitySAINT CLOUD
StateFL
Zip34769-3237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 99 LOTS 3 & 4 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block99
Legal Lot Number2-4 4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1023
Census Tract43400

Owner

Source: Osceola County records · APN 77407

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address804 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2009 · Amount on Record
Deed SaleMay 11, 2009 · Amount on Record
Prior SaleApr 11, 2006 · Amount on Record
Deed Document Number2009073304
Deed Book / Page3833 / 1476
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address804 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237

Mortgage

Document Number0062752501
DateAug 26, 2022
Book Page6275/2501
Instrument2022131098
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19806
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address804 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
Document Number0057542952
Instrument DateJul 08, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 CONNECTICUT AVE ST CLOUD FL 347693237, ST CLOUD, FL 34769-3237

Mortgage

Document Number0057542952
DateJul 15, 2020
Book Page005754/002952
Instrument92217
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$467.00 (+2.86%) Homeowner's exemption$53,086 (+5.99%)$156,500 (+12.83%) Land $46,800 Building $109,700
2023$454.00 (+5.83%) Homeowner's exemption$50,088 (+3%)$138,700 (+18.95%) Land $42,500 Building $96,200
2022$429.00 Homeowner's exemption$48,630$116,600 Land $35,100 Building $81,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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