810 7th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 810 7th St S, Virginia, MN 55792 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,088 sqft · built 1951
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Sep 2020)
Tax Bill	$1,924 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0155-01080`

Property Details

APN / Parcel Number

Primary APN	`090-0155-01080`
Alternative APN	`1096424`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,088 sqft Gross Area
1st Floor Area	1,088 sqft
Basement Area	762 sqft
Finished Basement	762 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,998 sqft (0.137 acres)
Garage Area	384 sqft
Deck Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1096424
Street Address	810 7TH ST S
City	VIRGINIA
State	MN
Zip	55792-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 BLOCK:007 SERIAL #
Legal Subdivision	VETERANS ADDITION TO VIRGINIA
Legal Block	7
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4015
Census Tract	13200

Owner

Source: St. Louis County records · APN 090-0155-01080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	810 7TH ST S, VIRGINIA, MN 55792-3050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2019	Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH
Sep 17, 2020	Warranty Deed, Transfer · FHA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Dec 29, 2010 · Amount on Record
Deed Document Number	20201390812
Prior Transfer Date	May 30, 2008
Prior Transfer Doc	0001082566
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	810 7TH ST S, VIRGINIA, MN 55792-3050
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001352831
Date	Apr 09, 2019
Instrument	1352831

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 29, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2020
Property Address	810 7TH ST S, VIRGINIA, MN 55792-3050
Document Number	00A1390812
Instrument Date	Aug 07, 2020
Instrument	A1390812
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 7TH ST S VIRGINIA MN 557923050, VIRGINIA, MN 55792-3050

Mortgage

Document Number	A1390813
Date	Sep 17, 2020
Instrument	A1390813

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,924.00 (+34.55%) Homeowner's exemption
2025	$1,430.00 (-15.78%) Homeowner's exemption	$153,300 (+18.29%) Land $6,900 Building $146,400	$153,300 (+18.29%) Land $6,900 Building $146,400
2024	$1,698.00	$129,600 (+14.79%) Land $5,900 Building $123,700	$129,600 (+14.79%) Land $5,900 Building $123,700
2022		$112,900 Land $5,900 Building $107,000	$112,900 Land $5,900 Building $107,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Mediacom Communications	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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