805 7th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 805 7th St S, Virginia, MN 55792 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1953
Lot Size	0.137 acres (6,002 sqft)
Owner	2 Individual Names on File
Last Sale	$500 (Apr 2026)
Tax Bill	$1,962 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0155-01010`

Property Details

APN / Parcel Number

Primary APN	`090-0155-01010`
Alternative APNs	`1196761` `939565`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Gross Area
1st Floor Area	972 sqft
Basement Area	194 sqft
Finished Basement	194 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,002 sqft (0.137 acres)
Garage Area	576 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1196761
Street Address	805 7TH ST S
City	VIRGINIA
State	MN
Zip	55792-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0018 BLOCK:006 SERIAL #
Legal Subdivision	VETERANS ADD TO VIRGINIA
Legal Block	6
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4014
Census Tract	13200

Owner

Source: St. Louis County records · APN 090-0155-01010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	805 7TH ST S, VIRGINIA, MN 55792-3049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 29, 2026	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE CAPITAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Oct 05, 2012 · Amount on Record
Deed Document Number	20261531648
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0001531648
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	805 7TH ST S, VIRGINIA, MN 55792-3049
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437203
Date	Feb 10, 2022
Instrument	1437203

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Mar 01, 2040

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 29, 2026
Property Address	805 7TH ST S, VIRGINIA, MN 55792-3049
Document Number	0001531649
Instrument Date	Mar 25, 2026
Instrument	20261531649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	806 7TH ST S, VIRGINIA, MN 55792-3050

Mortgage

Document Number	0001531649,
Date	Apr 29, 2026
Instrument	20261531649

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 29, 2026
Property Address	805 7TH ST S, VIRGINIA, MN 55792-3049
Document Number	0001531648
Instrument Date	Mar 25, 2026
Instrument	20261531648
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	805 7TH ST S, VIRGINIA, MN 55792-3049

Mortgage

Document Number	0001531648,
Date	Apr 29, 2026
Instrument	20261531648

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,962.00 (+109.17%) Homeowner's exemption
2025	$938.00 (-23.62%) Homeowner's exemption Disabled Person's exemption	$146,800 (+18.2%) Land $6,800 Building $140,000	$146,800 (+18.2%) Land $6,800 Building $140,000
2024	$1,228.00	$124,200 (+10.11%) Land $5,800 Building $118,400	$124,200 (+10.11%) Land $5,800 Building $118,400
2022		$112,800 Land $5,800 Building $107,000	$112,800 Land $5,800 Building $107,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Mediacom Communications	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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