St. Louis County property record for 809 7th St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,368 sqft · built 1955 |
| Lot Size | 0.137 acres (6,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Dec 2023) |
| Tax Bill | $1,814 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0155-00990 |
| Primary APN | 090-0155-00990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Gross Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,002 sqft (0.137 acres) |
| Garage Area | 768 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1159821 |
|---|---|
| Street Address | 809 7TH ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0016 BLOCK:006 SERIAL # |
| Legal Subdivision | VETERANS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 13200 |
Source: St. Louis County records · APN 090-0155-00990
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit NORTH STAR CU |
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHRIDGE COMMUNITY CU |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHRIDGE COMMUNITY CU |
| May 24, 2018 | Quit Claim Deed, Transfer UP N TITLE LLC |
| Apr 20, 2018 | Loan Modification, Mortgage AMERICAN BK/NORTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Dec 20, 2007 · Amount on Record |
| Deed Document Number | 20231479978 |
| Prior Transfer Date | Apr 20, 2018 |
| Prior Transfer Doc | 00A1333389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001520604 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 1520604 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2023 |
| Property Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Document Number | 0001479978 |
| Instrument Date | Dec 06, 2023 |
| Instrument | 1479978 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Document Number | 0001479979 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 1479979 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Document Number | 0001456874 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 1456874 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 112 Months |
| Due | Mar 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001430330 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 1430330 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 24, 2018 |
| Property Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Document Number | 00A1333389 |
| Instrument Date | Apr 20, 2018 |
| Instrument | A1333389 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | UP N TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 7TH ST S VIRGINIA MN 557923049, VIRGINIA, MN 55792-3049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 809 7TH ST S, VIRGINIA, MN 55792-3049 |
| Document Number | 00A1333390 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | NORTH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 7TH ST S VIRGINIA MN 557923049, VIRGINIA, MN 55792-3049 |
| Document Number | 00A1333390 |
|---|---|
| Date | May 24, 2018 |
| Instrument | A1333390 |
| Name | AMERICAN BK/NORTH |
|---|---|
| Type | Bank |
| Address | MT IRON, MN 55768 |
| Term | 12 Months |
|---|---|
| Due | May 23, 2019 |
| Rate | 6.64% |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,814.00 (+150.55%) Homeowner's exemption | ||
| 2025 | $724.00 (-44.48%) Homeowner's exemption | $147,000 (+15.75%) Land $6,900 Building $140,100 | $147,000 (+15.75%) Land $6,900 Building $140,100 |
| 2024 | $127,000 (+20.38%) Land $5,900 Building $121,100 | $127,000 (+20.38%) Land $5,900 Building $121,100 | |
| 2023 | $1,304.00 Homeowner's exemption | ||
| 2022 | $105,500 Land $5,900 Building $99,600 | $105,500 Land $5,900 Building $99,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 506 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Virginia serves 8,361 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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