810 20th St, Ames, IA 50010 Property Records

Story County property record for 810 20th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1959
Lot Size	0.259 acres (11,291 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2024)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-427-030`

Property Details

APN / Parcel Number

Primary APN	`05-34-427-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,291 sqft (0.259 acres)
Garage Type	Attached
Garage Area	263 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 20TH ST
City	AMES
State	IA
Zip	50010-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	MELROSE PARK 6TH ADD LOT:8 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	MELROSE PARK SD 6TH ADD
Legal Lot Number	8
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2005
Census Tract	400

Owner

810 20th St is owned and occupied by two individuals who bought it in May 2024.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 20TH ST, AMES, IA 50010-5061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	20243368
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 3, 2023
Property Address	810 20TH ST, AMES, IA 50010-5061
Document Number	0202301876
Instrument Date	Mar 27, 2023
Instrument	2023-01876
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 20TH ST, AMES, IA 50010-5061

Mortgage

Document Number	0202301877
Date	Apr 3, 2023
Instrument	2023-01877

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 810 20th St was $3,094 with a homeowner's exemption, up 17.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (+17.11%) Homeowner's exemption	$235,900 Land $62,100 Building $173,800	$235,900 Land $62,100 Building $173,800
2024	$2,642.00
2023		$192,400 Land $43,000 Building $149,400	$192,400 Land $43,000 Building $149,400
2022	$2,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 810 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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