1204 20th St, Ames, IA 50010 Property Records

Story County property record for 1204 20th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,302 sqft · built 1964
Lot Size	0.207 acres (9,019 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2014)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-403-100`

Property Details

APN / Parcel Number

Primary APN	`05-34-403-100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,302 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,019 sqft (0.207 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1204 20TH ST
City	AMES
State	IA
Zip	50010-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BEL AIR 4TH ADD LOT:2 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	BEL-AIR 4TH ADD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	400

Owner

1204 20th St is owned and occupied by an individual who acquired it in January 2017.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1204 20TH ST, AMES, IA 50010-5139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Oct 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2014 · Amount on File
Deed Sale	Sep 9, 2014 · Amount on File
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	20148077
Last Transfer Date	Jan 19, 2017
Transfer Doc	0000000726
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1204 20TH ST, AMES, IA 50010-5139
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202015021
Date	Dec 16, 2020
Instrument	2020-15021

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 18, 2019
Property Address	1204 20TH ST, AMES, IA 50010-5139
Document Number	0201909846
Instrument Date	Oct 15, 2019
Instrument	2019-09846
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 20TH ST, AMES, IA 50010-5139

Mortgage

Document Number	0201909847
Date	Oct 18, 2019
Instrument	2019-09847

Lender

Name	VISION BANK OF IOWA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1204 20th St was $4,336, up 2.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 (+2.6%)	$315,300 Land $49,600 Building $265,700	$315,300 Land $49,600 Building $265,700
2024	$4,226.00
2023		$291,400 Land $54,900 Building $236,500	$291,400 Land $54,900 Building $236,500
2022	$3,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1204 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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