628 20th St, Ames, IA 50010 Property Records

Story County property record for 628 20th St, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,225 sqft · built 1961
Lot Size0.231 acres (10,050 sqft)
OwnerIndividual Name on Record
Tax Bill$3,712 (2025)
Deeds & MortgagesNov 2024 Transfer
Flood ZoneZone X (minimal risk)
APN05-35-300-020

Property Details

APN / Parcel Number

Primary APN05-35-300-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,225 sqft Living Area
Basement Area1,225 sqft
Finished Basement850 sqft
Unfinished Basement375 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,050 sqft (0.231 acres)
Lot Dimensions134 ft deep x 75 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area250 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address628 20TH ST
CityAMES
StateIA
Zip50010-4928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionGERBRACH'S ADD LOT:7 AMES
Legal Range24W
Legal Township84N
Legal Section35
Legal SubdivisionGERBRACH'S ADD
Legal Lot Number7
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2018
Census Tract200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3020 NORTHRIDGE PKWY, AMES, IA 50014-4581
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 5, 2024
Transfer Doc0202408148
Record UpdatedOct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateNov 5, 2024
Property Address628 20TH ST, AMES, IA 50010-4928
Document Number0202408148
Instrument DateNov 5, 2024
Instrument2024-08148
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 NORTHRIDGE PKWY, AMES, IA 50014-4581

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,712.00 (+10.61%)$269,900 (+16.69%) Land $55,300 Building $214,600$269,900 (+16.69%) Land $55,300 Building $214,600
2024$3,356.00 (+13.76%)
2023$231,300 Land $43,800 Building $187,500$231,300 Land $43,800 Building $187,500
2022$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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