Contra Costa County property record for 81 Terrace Ave, Richmond, CA 94801
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,888 sqft · built 1902 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Jul 2012) |
| Tax Bill | $6,950 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 558-081-006-6 |
| Primary APN | 558-081-006-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 944 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Duplex Single |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 81 TERRACE AVE, 83 |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-3937 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RMD |
| Legal Description | NICHOLL SUBN LOT 6 BLK I |
| Legal Subdivision | NICHOLL SUB |
| Legal Block | I |
| Legal Lot Number | 6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 378000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 83 TERRACE AVE, RICHMOND, CA 94801-3937 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 12, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Oct 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2012 · Amount on Record |
| Deed Sale | Jul 24, 2012 · Amount on Record |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Document Number | 2012174997 |
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 0000276528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 81 TERRACE AVE, RICHMOND, CA 94801-3937 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 81 TERRACE AVE 83, 83, RICHMOND, CA 94801-3937 |
| Document Number | 0000022980 |
|---|---|
| Date | Mar 12, 2025 |
| Instrument | 2025- 022980 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | 7940 JONES BRANCH DR, TYSONS, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 6, 2021 |
| Property Address | 81 TERRACE AVE, RICHMOND, CA 94801-3937 |
| Document Number | 0000276528 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-276528 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 81 TERRACE AVE # 83, 83, RICHMOND, CA 94801-3937 |
| Document Number | 0000276529 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021-276529 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $316,511 (+2%) Land $188,401 Building $128,110 | |
| 2025 | $6,950.00 (+4.67%) | $310,306 (+4.04%) Land $184,707 Building $125,599 |
| 2023 | $6,640.00 (+2.55%) | $298,259 (+2%) Land $177,536 Building $120,723 |
| 2022 | $6,475.00 | $292,411 Land $174,055 Building $118,356 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 2 (2005–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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