37 Terrace Ave, Richmond, CA 94801 Property Records

Contra Costa County property record for 37 Terrace Ave, Richmond, CA 94801

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,567 sqft · built 1909
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on Record
Last Sale	$283,500 (Mar 1998)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558-081-015-7`

Property Details

APN / Parcel Number

Primary APN	`558-081-015-7`
Alternative APN	`558-081-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area
1st Floor Area	1,054 sqft
2nd Floor Area	592 sqft
Basement Area	921 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Attached
Garage Area	334 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	37 TERRACE AVE
City	RICHMOND
State	CA
Zip	94801-3937
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMD
Legal Description	NICHOLL SUBN 15 I
Legal Subdivision	NICHOLL SUB
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	37 TERRACE AVE, RICHMOND, CA 94801-3937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREMONT BANK
May 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 1998 · Amount on Record
Deed Sale	Mar 17, 1998 · Amount on Record
Deed Document Number	199854496
Prior Transfer Date	Apr 15, 1994
Prior Transfer Doc	0000116907
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	37 TERRACE AVE, RICHMOND, CA 94801-3937
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069932
Date	May 15, 2019
Instrument	2019-069932

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	37 TERRACE AVE, RICHMOND, CA 94801-3937
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 TERRACE AVE, RICHMOND, CA 94801-3937

Mortgage

Document Number	0000287620
Date	Oct 19, 2021
Instrument	2021-287620

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	37 TERRACE AVE, RICHMOND, CA 94801-3937
Document Number	0000069931
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37 TERRACE AVE RICHMOND CA 948013937, RICHMOND, CA 94801-3937

Mortgage

Document Number	0000069931
Date	May 15, 2019
Instrument	69931

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.11%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,920 (+2%) Land $127,025 Building $282,895
2025	$8,019.00 (+4.77%) Homeowner's exemption	$401,884 (+4.04%) Land $124,535 Building $277,349
2023	$7,654.00 (+2.39%) Homeowner's exemption	$386,280 Land $119,700 Building $266,580
2022	$7,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on Terrace Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures