Contra Costa County property record for 46 Terrace Ave, Richmond, CA 94801
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1904 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 558-082-003-2 |
| Primary APN | 558-082-003-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,023 sqft |
| 2nd Floor Area | 1,153 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Duplex Single |
| Lot Area | 4,600 sqft (0.106 acres) |
| Street Address | 46 TERRACE AVE, 48 |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-3938 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RMD |
| Legal Description | NICHOLL SUBN LOT 15 BLK J |
| Legal Subdivision | NICHOLL SUB |
| Legal Block | J |
| Legal Lot Number | 15 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 378000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
46 Terrace Ave is held in a trust since June 2010.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 48 TERRACE AVE, RICHMOND, CA 94801-3938 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2010 |
| Transfer Doc | 0000129380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 5, 2018 |
| Property Address | 46-48 TERRACE AVE # 48, 48, RICHMOND, CA 94801 |
| Document Number | 0000195214 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 195214 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 46-48 TERRACE AVE RICHMOND CA 948013938, RICHMOND, CA 94801-3938 |
The 2025 property tax bill for 46 Terrace Ave was $3,318.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $54,928 (+2%) Land $20,659 Building $34,269 | |
| 2025 | $3,318.00 | $53,852 Land $20,254 Building $33,598 |
| 2023 | $3,160.00 (+4.15%) | $51,763 (+2%) Land $19,468 Building $32,295 |
| 2022 | $3,034.00 | $50,749 Land $19,087 Building $31,662 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 46 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 2 (2005–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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