81 Summit Ct, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 81 Summit Ct, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,169 sqft · built 1965
Lot Size	0.701 acres (30,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2019)
Tax Bill	$15,631 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05608-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`20-05608-0000-00015`
Alternative APN	`200560800015`

Interior

Stories	2 Stories
Building Area	2,169 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Construction Type	Frame
Lot Area	30,536 sqft (0.701 acres)
Garage Type	Attached

Location & Zoning

Street Address	81 SUMMIT CT
City	WESTFIELD
State	NJ
Zip	07090-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5608
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2019
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 SUMMIT CT, WESTFIELD, NJ 07090-2834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 23, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2019315191
Deed Book / Page	6332 / 371
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	81 SUMMIT CT, WESTFIELD, NJ 07090-2834
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150182275
Date	Jul 23, 2021
Book Page	15018/2275
Instrument	17182

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 23, 2019
Property Address	81 SUMMIT CT, WESTFIELD, NJ 07090-2834
Document Number	0063320371
Book / Page	006332 / 000371
Instrument Date	Jul 2, 2019
Instrument	315191
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 SUMMIT CT WESTFIELD NJ 070902834, WESTFIELD, NJ 07090-2834

Mortgage

Document Number	145770251
Date	Jul 23, 2019
Book Page	014577/000251
Instrument	675823

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,000 (-) Land $505,400 Building $176,600	$682,000 (-) Land $505,400 Building $176,600
2025	$15,631.00 (+1.78%)	$682,000 (-) Land $505,400 Building $176,600	$682,000 (-) Land $505,400 Building $176,600
2024	$15,358.00 (+4.26%)
2023		$682,000 Land $505,400 Building $176,600	$682,000 Land $505,400 Building $176,600
2022	$14,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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