92 Summit Ct, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 92 Summit Ct, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 1960
Lot Size	0.299 acres (13,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,000 (Aug 2017)
Tax Bill	$12,950 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05504-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`20-05504-0000-00004`
Alternative APNs	`2000687A00017` `200550400004`

Interior

Stories	2 Stories
Building Area	1,838 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Construction Type	Frame
Lot Area	13,038 sqft (0.299 acres)
Lot Dimensions	159 ft deep x 82 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000687A00017
Street Address	92 SUMMIT CT
City	WESTFIELD
State	NJ
Zip	07090-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD
Legal Block	5504
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2020
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 SUMMIT CT, WESTFIELD, NJ 07090-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
Aug 22, 2017	Grant Deed, Transfer · Conventional with PMI CONTOUR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2017290254
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	92 SUMMIT CT, WESTFIELD, NJ 07090-2832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147290171
Date	Jul 15, 2020
Book Page	14729/171
Instrument	694908

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 22, 2017
Property Address	92 SUMMIT CT, WESTFIELD, NJ 07090-2832
Document Number	0062090651
Book / Page	006209 / 000651
Instrument Date	Aug 10, 2017
Instrument	290254
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 SUMMIT CT WESTFIELD NJ 070902832, WESTFIELD, NJ 07090-2832

Mortgage

Document Number	143200683
Date	Aug 22, 2017
Book Page	014320/000683
Instrument	645103

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,000 (-) Land $462,200 Building $102,800	$565,000 (-) Land $462,200 Building $102,800
2025	$12,950.00 (+1.78%)	$565,000 (-) Land $462,200 Building $102,800	$565,000 (-) Land $462,200 Building $102,800
2024	$12,723.00 (+4.25%)
2023		$565,000 Land $462,200 Building $102,800	$565,000 Land $462,200 Building $102,800
2022	$12,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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