74 Summit Ct, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 74 Summit Ct, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,812 sqft · built 1960
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2002)
Tax Bill	$15,501 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05504-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`20-05504-0000-00002`
Alternative APNs	`2000687A00015` `200550400002`

Interior

Stories	2 Stories
Building Area	1,812 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	14,244 sqft (0.327 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000687A00015
Street Address	74 SUMMIT CT
City	WESTFIELD
State	NJ
Zip	07090-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD ESTATES
Legal Block	5504
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2020
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 SUMMIT CT, WESTFIELD, NJ 07090-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MILLENIUM COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2002 · Amount on Record
Deed Sale	Dec 31, 2002 · Amount on Record
Prior Sale	Dec 15, 1998 · Amount on Record
Deed Book / Page	5351 / 429
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	74 SUMMIT CT, WESTFIELD, NJ 07090-2832
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144902169
Date	Sep 20, 2018
Book Page	14490/2169
Instrument	662990

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	74 SUMMIT CT, WESTFIELD, NJ 07090-2832
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TRIDENT ABSTRACT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148433250
Date	Dec 22, 2020
Book Page	14843/3250
Instrument	706593

Lender

Name	AMERICAN MILLENIUM COMPANY LLC
Type	Non-Lending Institution
Address	LIVINGSTON, NJ 07039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,300 (-) Land $463,700 Building $212,600	$676,300 (-) Land $463,700 Building $212,600
2025	$15,501.00 (+1.78%)	$676,300 (+2.98%) Land $463,700 Building $212,600	$676,300 (+2.98%) Land $463,700 Building $212,600
2024	$15,230.00 (+7.37%)
2023		$656,700 Land $463,700 Building $193,000	$656,700 Land $463,700 Building $193,000
2022	$14,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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