Okaloosa County property record for 81 Spinnaker Ln, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1981 |
| Lot Size | 0.197 acres (8,592 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,681 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5203-1 |
| Primary APN | C56-000-592-5203-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 1,729 sqft |
| 1st Floor Area | 1,247 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,592 sqft (0.197 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 81 SPINNAKER LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE BEG SW COR LOT 1 BLK 115 E90 FT N240 FT TO BEG N80 FT E100 FT S80 FT W100 FT TO BEG |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 115 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21502 |
81 Spinnaker Ln is held in a trust since September 2015.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 88 10TH AVE, SHALIMAR, FL 32579-1333 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2015 |
| Transfer Doc | 0032180166 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 81 Spinnaker Ln was $2,681.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 | $222,035 Land $83,200 Building $138,835 | $222,035 Land $83,200 Building $138,835 |
| 2023 | $2,358.00 (+10.7%) | $205,672 (+13.6%) Land $58,203 Building $147,469 | $205,672 (+13.6%) Land $58,203 Building $147,469 |
| 2022 | $2,130.00 | $181,050 Land $54,396 Building $126,654 | $181,050 Land $54,396 Building $126,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Spinnaker Ln is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum.
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