77 Spinnaker Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 77 Spinnaker Ln, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 1977
Lot Size	0.174 acres (7,567 sqft)
Owner	2 Individual Names on File
Last Sale	$278,785 (Aug 2020)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5195-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5195-9`
Alternative APNs	`05-2S-23-2080-0115-00G0` `23S2052080011500G0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	2,028 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,567 sqft (0.174 acres)
Lot Width	80 ft Width
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	77 SPINNAKER LN
City	SHALIMAR
State	FL
Zip	32579-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE BEG SW COR LOT 1 BLK 115 E190 FT N80 FT TO POB N80 FT W100 FT S80 E100 FT TO BEG
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	115
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2022
Census Tract	21502

Owner

77 Spinnaker Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 SPINNAKER LN, SHALIMAR, FL 32579-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Apr 17, 2009 · Amount on File
Deed Document Number	20203385226
Deed Book / Page	3486 / 2831
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 25, 2020
Property Address	77 SPINNAKER LN, SHALIMAR, FL 32579-1313
Document Number	0034862831
Book / Page	003486 / 002831
Instrument Date	Aug 21, 2020
Instrument	3385226
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 SPINNAKER LN SHALIMAR FL 325791313, SHALIMAR, FL 32579-1313

Mortgage

Document Number	34862833
Date	Aug 25, 2020
Book Page	003486/002833
Instrument	3385227

Lender

Name	HARE PETER J TRUST (RT)
Address	85 POQUITO RD, SHALIMAR, FL 32579-1115

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Aug 24, 2060

Interest

Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 77 Spinnaker Ln was $3,238.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,238.00	$264,028 Land $83,200 Building $180,828	$264,028 Land $83,200 Building $180,828
2023	$2,835.00 (+8.33%)	$242,324 (+8.52%) Land $58,203 Building $184,121	$242,324 (+8.52%) Land $58,203 Building $184,121
2022	$2,617.00	$223,308 Land $54,396 Building $168,912	$223,308 Land $54,396 Building $168,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Spinnaker Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20