Okaloosa County property record for 76 Spinnaker Ln, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,107 sqft · built 1978 |
| Lot Size | 0.176 acres (7,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2021) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5194-2 |
| Primary APN | C56-000-592-5194-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,107 sqft Heated Area |
| Gross Area | 1,515 sqft |
| 1st Floor Area | 1,107 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,710 sqft (0.176 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 76 SPINNAKER LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE BEG SW COR LOT 1 BLK 115 E330 FT N80 FT TO POBN80 FT W100 FT S80 FT E100 FT TO BEG |
| Legal Range | 23 |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 115 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 21502 |
76 Spinnaker Ln is owned and occupied by an individual who bought it in August 2021.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 SPINNAKER LN, SHALIMAR, FL 32579-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| May 11, 2017 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on File |
| Deed Sale | Aug 10, 2021 · Amount on File |
| Prior Sale | Mar 18, 2010 · Amount on File |
| Deed Document Number | 3478916 |
| Deed Book / Page | 3566 / 544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 76 SPINNAKER LN, SHALIMAR, FL 32579-1314 |
| Document Number | 0035660544 |
| Book / Page | 3566 / 544 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 3478916 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 MERGANSER WAY, CRESTVIEW, FL 32539-6744 |
| Name | Verified Name |
|---|---|
| Address | 76 SPINNAKER LN, SHALIMAR, FL 32579-1314 |
| Document Number | 0003566546 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 3566/546 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 76 SPINNAKER LN, SHALIMAR, FL 32579-1314 |
| Document Number | 0033103869 |
| Book / Page | 003310 / 003869 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 SPINNAKER LN SHALIMAR FL 325791314, SHALIMAR, FL 32579-1314 |
| Document Number | 0033103869 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 003310/003869 |
| Instrument | 3150553 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 76 Spinnaker Ln was $1,955 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 Homeowner's exemption | $198,834 | $200,297 Land $83,200 Building $117,097 |
| 2023 | $1,849.00 (-14.67%) Homeowner's exemption | $188,292 (+8.44%) Land $58,203 Building $130,089 | $188,292 (+8.44%) Land $58,203 Building $130,089 |
| 2022 | $2,167.00 | $173,630 Land $54,396 Building $119,234 | $173,630 Land $54,396 Building $119,234 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Spinnaker Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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