81 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 81 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,452 sqft · built 1990
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$6,000,000 (Jul 2023)
Tax Bill	$63,903 (2025)
Deeds & Mortgages	Jul 2023 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-471-02`

Property Details

APN / Parcel Number

Primary APN	`672-471-02`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	6,452 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,000 sqft (0.207 acres)
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	81 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13103 BLK LOT 11
Legal Subdivision	TRACT NO. 13103
Legal Tract	13103
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42323

Owner

Source: Orange County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	955 COLUMBIA ST, BREA, CA 92821-2923
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Grant Deed, Transfer CORINTHIAN TITLE COMPANY
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUTHER BURBANK SAVINGS
May 3, 2019	Deed of Trust, Mortgage 5TH STREET CAP INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Jan 8, 2008 · Amount on Record
Deed Document Number	2023173910
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0000455503
Record Updated	Jun 8, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 19, 2023
Property Address	81 RITZ COVE DR, DANA POINT, CA 92629-4231
Document Number	0000173910
Map Reference	MB 586 PG 42-50
Instrument Date	Jun 21, 2023
Instrument	2023000173910
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 SEAL BEACH BLVD, SEAL BEACH, CA 90740-5630

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	81 RITZ COVE DR, DANA POINT, CA 92629-4231
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233969
Date	May 22, 2020
Instrument	2020000233969

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	81 RITZ COVE DR, DANA POINT, CA 92629-4231
Document Number	0000159687
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	81 RITZ COVE DR DANA POINT CA 926294231, DANA POINT, CA 92629-4231

Mortgage

Document Number	0000159687
Date	May 14, 2019
Instrument	159687

Lender

Name	5TH STREET CAP INC
Address	2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 13, 2059

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$63,903.00 (+2.11%)	$6,120,000 (+16.81%) Land $4,320,230 Building $1,799,770
2024	$62,583.00 (+14.55%)
2023	$54,635.00 (-0.3%)	$5,239,435 (+2%) Land $3,129,938 Building $2,109,497
2022	$54,802.00	$5,136,701 Land $3,068,566 Building $2,068,135

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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