77 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 77 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,821 sqft · built 1991
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$4,436,500 (Mar 2021)
Tax Bill	$50,475 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`672-471-16`

Property Details

APN / Parcel Number

Primary APN	`672-471-16`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	5,821 sqft Living Area

Exterior

Year Built	Built 1991
Lot Area	9,000 sqft (0.206 acres)
Garage Area	1,188 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	77 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13103 BLK LOT 53
Legal Subdivision	THE HAMPTONS
Legal Tract	13103
Legal Lot Number	53
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42323

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	12600 SARATOGA AVE, SARATOGA, CA 95070-4189
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage SILICON VALLEY BANK
Mar 29, 2021	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	May 30, 1996 · Amount on Record
Deed Document Number	2021000213354
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	77 RITZ COVE DR, DANA POINT, CA 92629-4230
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12600 SARATOGA AVE, SARATOGA, CA 95070-4189

Mortgage

Document Number	0000240196
Date	Jul 8, 2022
Instrument	2022000240196

Lender

Name	SILICON VALLEY BANK
Type	Bank
Address	BOSTON, MA 02109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.75%
Index	Other
Max Rate	7.75%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 29, 2021
Property Address	77 RITZ COVE DR, DANA POINT, CA 92629-4230
Document Number	0000213354
Map Reference	MB 586 PG 42-50
Instrument Date	Mar 11, 2021
Instrument	2021000213354
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12600 SARATOGA AVE, SARATOGA, CA 95070-4189

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$50,475.00 (+4.42%)	$4,801,938 (+4.04%) Land $3,585,572 Building $1,216,366
2023	$48,340.00 (+2.13%)	$4,615,474 Land $3,446,340 Building $1,169,134
2022	$47,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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