Santa Cruz County property record for 81 Ridge Way, Mount Hermon, CA 95041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,640 sqft · built 1941 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | Company Name on File |
| Tax Bill | $408 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-202-06 |
| Primary APN | 066-202-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 21,301 sqft (0.489 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 622 sqft |
| Patio Area | 622 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 81 RIDGE WAY |
|---|---|
| City | MOUNT HERMON |
| State | CA |
| Zip | 95041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 120700 |
81 Ridge Way is owned by a company and is owner-occupied.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 413, MOUNT HERMON, CA 95041-0413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 81 Ridge Way was $408 with an additional exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,976 (+2%) Land $47,254 Building $58,722 | ||
| 2025 | $408.00 Additional exemption filed | $103,897 Land $46,327 Building $57,570 | |
| 2023 | $437.00 (+2.58%) Additional exemption filed | $99,863 Land $44,528 Building $55,335 | $719,010 |
| 2022 | $426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Ridge Way in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 26 (1995–2023) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Ridge Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
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