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81 Peppertown Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 81 Peppertown Rd, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,220 sqft · built 1959
Lot Size2.67 acres (116,305 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (Aug 2020)
Tax Bill$628 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050166 04900

Property Details

APN / Parcel Number

Primary APN050166 04900
Alternative APN
  • 166 04900

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area116,305 sqft (2.67 acres)
PorchOpen Porch
Porch Area91 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address81 PEPPERTOWN RD
CityLORETTO
StateTN
Zip38469-2641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
Legal SubdivisionCLEGHORN & ASSOC SURV
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group1
Census Block1050
Census Tract960700

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 PEPPERTOWN RD, LORETTO, TN 38469-2641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Prior SaleJul 30, 2008 · Amount on Record
Deed Document Number20004896
Deed Book / Page604 / 463
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateAug 26, 2020
Property Address81 PEPPERTOWN RD, LORETTO, TN 38469-2641
Document Number0000604463
Book / Page604 / 463
Instrument DateAug 24, 2020
Instrument20004896
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 PEPPERTOWN RD, LORETTO, TN 38469-2641

Mortgage

Document Number0020004897
DateAug 26, 2020
Instrument20004897
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$628.00$31,225 (-) Land $4,675 Building $26,550
2024$628.00$31,225 (-) Land $4,675 Building $26,550
2023$628.00$31,225 (-) Land $4,675 Building $26,550
2022$628.00$31,225 Land $4,675 Building $26,550$124,900 Land $18,700 Building $106,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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