105 Peppertown Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 105 Peppertown Rd, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,643 sqft · built 2006
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050166 04701`

Property Details

APN / Parcel Number

Primary APN	`050166 04701`
Alternative APN	`166 04701`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,643 sqft Living Area
1st Floor Area	1,643 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Finished
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	484 sqft
Shed	1 Shed
Shed Area	240 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	105 PEPPERTOWN RD
City	LORETTO
State	TN
Zip	38469-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1050
Census Tract	960700

Owner

Source: Lawrence County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 PEPPERTOWN RD, LORETTO, TN 38469-2642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026
Deed Sale	Jul 31, 2026
Prior Sale	Apr 23, 2025 · Amount on Record
Deed Document Number	20264677
Deed Book / Page	834 / 358
Prior Transfer Date	Jul 14, 2026
Prior Transfer Doc	0000004677
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jul 31, 2026
Property Address	105 PEPPERTOWN RD, LORETTO, TN 38469-2642
Document Number	0000004677
Book / Page	834 / 358
Instrument Date	Jul 14, 2026
Instrument	20264677
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	BRENTWOOD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PEPPERTOWN RD, LORETTO, TN 38469-2642

Mortgage

Document Number	0000004678,
Date	Jul 31, 2026
Instrument	20264678

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00	$64,100 (-) Land $2,975 Building $61,125
2023	$1,289.00	$64,100 (-) Land $2,975 Building $61,125
2022	$1,289.00	$64,100 Land $2,975 Building $61,125	$256,400 Land $11,900 Building $244,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peppertown Rd

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