72 Peppertown Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 72 Peppertown Rd, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,350 sqft · built 1986
Lot Size1.8 acres (78,408 sqft)
Owner2 Owner Names on Record
Last Sale$35,000 (Jan 1990)
Tax Bill$944 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN050166 04604

Property Details

APN / Parcel Number

Primary APN050166 04604
Alternative APN
  • 166 04604

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,910 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area78,408 sqft (1.8 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area364 sqft
Deck Area100 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Street Address72 PEPPERTOWN RD
CityLORETTO
StateTN
Zip38469-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group1
Census Block1049
Census Tract960700

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address72 PEPPERTOWN RD, LORETTO, TN 38469-2638
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 1990 · Amount on Record
Deed SaleJan 28, 1990 · Amount on Record
Deed Document Number0000246586
Deed Book / Page246 / 586
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address72 PEPPERTOWN RD, LORETTO, TN 38469-2638
Document Number582943
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 PEPPERTOWN RD LORETTO TN 384692638, LORETTO, TN 38469-2638

Mortgage

Document Number582943
DateJan 21, 2020
Book Page000582/000943
Instrument350
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 20, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$944.00$46,950 (-) Land $3,450 Building $43,500
2023$944.00$46,950 (-) Land $3,450 Building $43,500
2022$944.00$46,950 Land $3,450 Building $43,500$187,800 Land $13,800 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peppertown Rd

Nearby Streets

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