81 Pepper Dr, Los Altos, CA 94022 Property Records

Santa Clara County property record for 81 Pepper Dr, Los Altos, CA 94022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1933
Lot Size	0.237 acres (10,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,070,000 (Aug 2015)
Tax Bill	$30,218 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`170-41-007`

Property Details

APN / Parcel Number

Primary APN	`170-41-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	1,498 sqft
1st Floor Area	988 sqft
2nd Floor Area	510 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,320 sqft (0.237 acres)
Lot Dimensions	172 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	81 PEPPER DR
City	LOS ALTOS
State	CA
Zip	94022-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	ADAMS
Legal Lot Number	30
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1017
Census Tract	510300

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 86, LOS ALTOS, CA 94023-0086
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE WEST
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit TIAA FSB
Aug 23, 2017	Deed of Trust, Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Deed Document Number	201523051848
Prior Transfer Date	Dec 13, 1994
Prior Transfer Doc	0012754101
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 19, 2021
Property Address	81 PEPPER DR, LOS ALTOS, CA 94022-3715
Document Number	0025071306
Instrument Date	Jul 21, 2021
Instrument	25071306
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	81 PEPPER DR, LOS ALTOS, CA 94022-3715

Mortgage

Document Number	0025071307
Date	Aug 19, 2021
Instrument	25071307

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	81 PEPPER DR, LOS ALTOS, CA 94022-3715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 PEPPER DR, LOS ALTOS, CA 94022-3715

Mortgage

Document Number	0024605270
Date	Sep 9, 2020
Instrument	24605270

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	81 PEPPER DR, LOS ALTOS, CA 94022-3715
Document Number	0023750302
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 PEPPER DR LOS ALTOS CA 940223715, LOS ALTOS, CA 94022-3715

Mortgage

Document Number	0023750302
Date	Sep 12, 2017
Instrument	23750302

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	81 PEPPER DR, LOS ALTOS, CA 94022-3715
Document Number	0023750510
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	81 PEPPER DR LOS ALTOS CA 940223715, LOS ALTOS, CA 94022-3715

Mortgage

Document Number	0023750510
Date	Sep 12, 2017
Instrument	23750510

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,499,462 (+2%) Land $2,439,093 Building $60,369
2025	$30,218.00 (+5.32%)	$2,450,454 (+4.04%) Land $2,391,268 Building $59,186
2023	$28,692.00 (+1.67%)	$2,355,302 Land $2,298,413 Building $56,889
2022	$28,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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