45 Pepper Dr, Los Altos, CA 94022 Property Records

Santa Clara County property record for 45 Pepper Dr, Los Altos, CA 94022

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,928 sqft · built 1976
Lot Size	0.378 acres (16,500 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Oct 2010)
Tax Bill	$25,893 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`170-41-085`

Property Details

APN / Parcel Number

Primary APN	`170-41-085`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,928 sqft Living Area
1st Floor Area	2,392 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Other
Construction Type	Wood
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	75 ft deep x 176 ft wide
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	45 PEPPER DR
City	LOS ALTOS
State	CA
Zip	94022-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 BOOK 377 PAGE 31
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1017
Census Tract	510300

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 PEPPER DR, LOS ALTOS, CA 94022-3715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 2, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2010 · Amount on Record
Deed Sale	Oct 18, 2010 · Amount on Record
Prior Sale	Oct 18, 2010 · Amount on Record
Deed Document Number	0020915602
Last Transfer Date	Apr 2, 2018
Transfer Doc	0023900250
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	45 PEPPER DR, LOS ALTOS, CA 94022-3715
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PEPPER DR, LOS ALTOS, CA 94022-3715

Mortgage

Document Number	0024985331
Date	Jun 4, 2021
Instrument	24985331

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	1.75%
Type Change Date	Jun 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	3.75%
Index	Other
Margin	3
Max Rate	6.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	45 PEPPER DR, LOS ALTOS, CA 94022-3715
Document Number	0024079885
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 PEPPER DR LOS ALTOS CA 940223715, LOS ALTOS, CA 94022-3715

Mortgage

Document Number	0024079885
Date	Dec 11, 2018
Instrument	24079885

Lender

Name	ALLIANT CU
Type	Credit Union
Address	11545 W TOUHY AVE, CHICAGO, IL 60666-5000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 2, 2018
Property Address	45 PEPPER DR, LOS ALTOS, CA 94022-3715
Document Number	0023900250
Instrument Date	Apr 2, 2018
Instrument	23900250
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 PEPPER DR LOS ALTOS CA 940223715, LOS ALTOS, CA 94022-3715

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$25,893.00 (+5.62%)	$2,048,016 (+4.04%) Land $1,633,495 Building $414,521
2023	$24,516.00 (+1.32%)	$1,968,491 Land $1,570,065 Building $398,426
2022	$24,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Pepper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures