Worcester County and Lancaster Town property record for 81 Nicholas Dr, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,958 sqft · built 2010 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $413,320 (Jun 2010) |
| Tax Bill | $10,244 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:036.0 B:0000 L:0017.C |
| Primary APN | LANC M:036.0 B:0000 L:0017.C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,958 sqft |
| Basement Area | 1,958 sqft |
| Unfinished Basement | 1,958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 81 NICHOLAS DR |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | EAGLE RDG ESTATES |
| Legal Lot Number | 17.C |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 713100 |
81 Nicholas Dr is owned and occupied by an individual who bought it in June 2010.
Source: Worcester County and Lancaster Town records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 NICHOLAS DR, LANCASTER, MA 01523-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Deed Document Number | 201068714 |
| Deed Book / Page | 45982 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 81 NICHOLAS DR, LANCASTER, MA 01523-2963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073105-384 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 73105/384 |
| Instrument | 4912 |
| Name | CENTRAL ONE FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 81 NICHOLAS DR, LANCASTER, MA 01523-2963 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067636-139 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 67636/139 |
| Instrument | 56281 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 81 Nicholas Dr was $10,244.
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,244.00 | $633,900 Land $67,000 Building $566,900 | $676,590 (+0.88%) |
| 2024 | $670,700 | ||
| 2023 | $9,652.00 | $561,500 Land $49,700 Building $511,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Nicholas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Nicholas Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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